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Refinance My Vehicle

Is your APR too high

Paying too much for your vehicle finance

See if you could switch to a better deal

Refinance your current PCP balloon

What do you want to refinance?

Select the type of vehicle you currently have finance on.

Your Settlement Figure

Settlement Figure and Loan Term

The amount needed to fully pay off your finance today.

What's a settlement figure?

Enter the valid in date settlement figure provided from your lender. A settlement figure is valid for 28 days from the date you request it.

£

The length of time you choose to repay your refinance loan.

Months

Term must be between and Months

Get a Personalised Comparison

Loan calculation

Unsure? Enter your best estimate you can update it later.

Not sure where to find this?

You can find this on your finance agreement.

£

Your current monthly payment.

£

Any final or balloon payment at the end of your loan.

£

The total length of your current loan.

Months

Term must be between and Months

How many payments you've already made.

Why do we need this?

This will help us calculate your approximate settlement figure.

Payments

Number of payments made must be less than the current term ().

Settlement Figure

£

Estimated based on the details provided

Estimated APR

%

Your payment and current term do not calculate, please re-check your input or contact us.

New Loan Term

Months

Term must be between and Months

Your Estimate Below

Your New Loan

Estimated Monthly Payment

£

Loan Term:

Months

Loan Amount

£

Total Charge For Credit

£

APR

%

Total Amount Payable

£

Estimated monthly payment and term: £ / months

Estimated APR: %

Quote sent successfully.

An error occurred sending your quote, please try again or contact us if this issue persists.

Current Loan Vs New Loan

Understanding your quote

A shorter term may increase your monthly payments, but reduce the total interest paid.

A longer term can lower your monthly cost, but may increase the overall amount payable.

Your new loan you

£

Current monthly payment

£

Your new APR could be

%

%

in your APR

Simplify The Switch To Your New Loan

Apply now, decide later

Enter the valid in date settlement figure provided from your lender. A settlement figure is valid for 28 days from the date you request it.

We handle the switch-over

We handle the entire process from start to finish. Our team manages all the necessary paperwork and coordinates the settlement of your existing agreement, ensuring a seamless transition to your new finance agreement.

PCP plan available

Many vehicles qualify for PCP refinancing, and we’re here to make the process straightforward. Reach out to our team, and we will assess your vehicle’s status and guide you through the best funding solutions available.

Done in 3 simple steps
  1. Submit your request online: Provide your details through our secure portal to get started.
  2. Confirm your settlement: Request an in-date, valid settlement figure from your current loan provider; we are here to support you if you need guidance on this.
  3. We handle the switch: Once you have provided your details, our team manages all the paperwork and coordinates the settlement of your existing agreement on your behalf, ensuring a hassle free switch

Whats next?

Call us - 0114 321 4565

Clicking Apply confirms that you understand:

1. Spreading your outstanding loan over a long term may reduce your monthly payment, but may increase the amount of interest you pay.

2. Reducing the term of your loan, may increase your monthly payment, but also reduce the amount of interest payable.

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Important Information from Evogo Asset Finance

Evogo Asset Finance is a trading style of Evogo Ltd and registered in England and Wales. Our company registration number is 04609642, and our registered office is located at 201 Upwell Street, Sheffield, S4 8AL. Our VAT registration number is GB 315630330. As Evogo Ltd, we operate under various trading styles, including Evogo Asset Finance. We are authorised and regulated by the Financial Conduct Authority (FCA) as a credit broker, not a direct lender. Our FCA Firm Reference Number (FRN) is 669005. You can confirm our registration and details directly on the FCA register by visiting: https://register.fca.org.uk/s/search?q=evogo&type=Companies Our ICO Registration Number is : Z8096651

How We Facilitate Your Finance

Through our Evogo Asset Finance brand, we connect you with a carefully chosen selection of credit providers. These providers may offer various finance options for your purchase, each with its own cost of funds and or associated charges. We exclusively present finance products from this specific group of providers. These providers will clearly outline the key features of any product you choose, either directly or through your introducing supplier. Clarification: We do not act as independent financial advisors. While we'll provide details about the products available from the lenders we partner with, we won't offer personalised advice or recommendations. It's essential that you assess whether a particular finance product aligns with your needs. For guidance on tax implications and to ensure optimal tax efficiency, please consult a qualified tax advisor or accountant. Evogo Asset Finance does not provide tax advisory services.

Our Remuneration Structure

When we successfully introduce you to a credit provider, we receive a commission from them. The exact amount of commission we and receive can vary depending on the credit provider and may differ for certain products. The lenders we collaborate with determine their commission rates, but for your specific agreement, the commission we receive is set and cannot be altered. We do not charge you a direct fee for our brokering services. However, please be aware that the commission we receive from the lender, is factored into the overall cost you pay. For a comprehensive explanation of our commission arrangements and other important information, please refer to our Initial Disclosure Document: https://www.evogoassetfinance.com/idd/